In our initial consultation, we review your current financial situation, discuss your objectives, and explore your life insurance options.
With D’oba LLC, you’ll have a life insurance partner dedicated to protecting your future and helping you build a secure legacy.
- Our approach
Our approach to life insurance brokerage is designed to maximize protection, investment, and tax benefits for our clients. Here’s a step-by-step look at our process:
Needs Assessment & Goal Setting
We begin by assessing your financial goals, risk tolerance, and coverage needs. Whether you need a basic term policy or an advanced life insurance strategy for estate planning, this initial step helps us pinpoint the ideal policy structure.
Policy Comparison & Selection
Leveraging our network of top insurance providers, we compare policies, premiums, and benefits to identify the best options for you. We present a selection of policies tailored to your unique requirements, explaining the advantages of each.
Tax-Advantaged Planning & Customization
For clients interested in using life insurance as part of their financial or estate plan, we provide tax-efficient options that allow you to grow and transfer wealth. We can help set up cash value policies, such as whole life or universal life insurance, which can be used as collateral, retirement income, or legacy planning.
Application Assistance & Underwriting Support
Our team handles the application process, from documentation to medical exams and underwriting. We advocate for you, ensuring that all necessary details are accurate and that the process moves smoothly, reducing delays and maximizing your chance of favorable rates.
Ongoing Policy Review & Adjustments
Life insurance needs can change over time. We provide annual policy reviews to ensure your coverage still meets your goals. If adjustments are needed due to life changes—such as marriage, a new child, or retirement—we help you update your policy accordingly.
- Client success in Risk Management and Compliance
